ABOUT TOP DEAL FINANCE

Your Goals, Our Priority.

We are an independent mortgage and finance broking practice located in Harris Park, Sydney. We exist to provide transparent, expert guidance that saves you thousands over the life of your loan.

WHO WE ARE

Championing Australian Borrowers.

Navigating the Australian property finance landscape can be overwhelming. Banks constantly modify interest rates, alter serviceability calculators, and impose restrictive lending benchmarks.

At Top Deal Finance, we level the playing field. Led by Varjeet Singh (Authorised Credit Representative ACR #566790), we have direct relationships with over 40 major banks and non-bank lenders. We do not work for any single financial institution — we work purely for you.

Under Australia’s statutory Best Interests Duty (BID), we are legally required to act in your best interests, whereas retail bank employees are incentivised only to sell their own company’s products.

★★★★★ 5.0 Star Rated Sydney Broker

Top Deal Finance

YOUR GOALS OUR PRIORITY

$0 To Borrowers
40+ Bank Panel
99.6% Approvals
OUR COMMITMENT

The Principles We Stand By

Every client relationship is built on three unbreakable pillars of trust, transparency, and results.

100% Unbiased Advocacy

We scour the market with zero brand bias. Whether the optimal solution is a Big 4 bank or a specialist boutique lender, our recommendation is dictated solely by what achieves your lowest repayment and best policy fit.

Zero Broker Fees

You will never be handed an invoice by us. Our full suite of services — from pre-approval scenario modeling to settlement execution — is funded entirely by lender commissions without inflating your borrowing costs.

End-to-End Care

We don’t just lodge forms and walk away. Varjeet handles your valuation orders, liaises with conveyancers, negotiates post-settlement rate cuts, and remains your trusted finance advisor for life.

Varjeet Singh
Varjeet Singh
ACR #566790 • CCR #566791
PRINCIPAL BROKER

Varjeet Singh

Mortgage & Finance Broker | Harris Park & Greater Sydney

"My philosophy is simple: finance should empower your life, not complicate it. Whether you are buying your first family home in Western Sydney or expanding a complex commercial investment portfolio, I invest the time to understand where you want to be in 5, 10, and 20 years."

Varjeet holds extensive industry accreditation with the Finance Brokers Association of Australia (FBAA) and is a registered member of the Australian Financial Complaints Authority (AFCA).

AFCA Member AFCA #566790
FBAA Member FBAA Accredited
Harris Park NSW 2150
Call 0411 375 973 Contact Office →
LET'S WORK TOGETHER

Ready to explore your loan options?

Talk directly with Varjeet Singh today. 100% free consultation with zero obligations.

Call 0411 375 973
Call 0411 375 973